This is a clickable mockup, not a finished product. It uses your own categories, reports and people (CC summaries, the MIS, cash flow, Tally headings) so you can picture how the day-to-day could run with AI doing the manual work. The numbers below are made up for the demo.
How to read this page
Everything keeps your current structure. Mr. Ali still pulls the statements and makes the payments, exactly as today. What changes is the bit Subin does by hand: segregating every expense, getting approvals, posting into Tally, and rebuilding the Excel reports. That is what the AI takes over.
It comes in three steps, each a step up:
Step 1 · The Pilot
Prove it on one real week
A paid test on your own data. See how accurately it sorts a week, side by side with how Subin would.
Step 2 · Version 1
The live product
Log in, drop statements, get your reports built for you: MIS, bank balances, CC summaries, cash flow.
Step 3 · Version 2
The assistant you talk to
Ask questions in plain words, get budget warnings, and have it write the reports itself.
How it runs today
Mr. Ali prints / forwards ENBD + AMEX statements
Subin segregates each expense, takes your approval per person, posts to Tally
Subin builds the Excel MIS, CC summaries, bank balance + cash flow
Reports reach you around the 5th–10th of the month
How it could run
Mr. Ali still pulls the statements (unchanged)
Drop them in once, auto-tagged to your headings
You approve only the few it's unsure about
MIS, CC summaries, balances and cash flow update the same day
Step 1 · the paid test
1
The Pilot — prove it on one week
We take one real week of your statements and let the system sort them, while Subin does the same week by hand. Then we compare. You see a real accuracy number on your own data before deciding to build anything.
Drop in this week's statements3 files read
⤓
Drop ENBD + AMEX + bank statements here or connect by API later
✓ ENBD CC · Apr.pdf✓ AMEX CC · Apr.pdf✓ Bank transfers · wk14.xlsx
This week, sorted automatically
Matched
37 / 39
To confirm
2
Accuracy
94%
Transactions · 1–7 Apriltagged to your own headings
Date
Merchant
Heading
Amount
Confidence
01 Apr
Spinneys Marina
Household · Groceries
AED 842
0.98
02 Apr
DEWA
Utilities
AED 1,915
0.97
03 Apr
University of Toronto
College Tuition · Ayesha
AED 27,450
0.96
04 Apr
Apple Store Dubai
Shopping · which person?
AED 3,560
0.57
05 Apr
Boots Pharmacy
Health & Wellness · Vishal
AED 980
0.91
06 Apr
Zara Dubai Mall
Shopping · which person?
AED 1,240
0.60
07 Apr
Student Accommodation
Accommodation · Ayesha
AED 3,180
0.95
Needs your eye — 2 itemsyou stay in control
AED 3,560 · Apple Store — Shopping for whom? (suggests Viraj)
AED 1,240 · Zara — Shopping for whom? (suggests Priyanka)
AI vs Subin — same weekside by side
Merchant
Subin
AI
Match
Spinneys
Household
Household
✓
DEWA
Utilities
Utilities
✓
U. of Toronto
College Tuition
College Tuition
✓
Boots
Health & Wellness
Health & Wellness
✓
Zara
Shopping · Priyanka
Shopping · Ayesha
✕
Step 2 · what we build first
2
Version 1 — log in, drop, get your reports
Once the pilot proves out, this is the real thing. The same reports you produce today (MIS, bank balances, per-person CC summaries, cash flow) build themselves the moment a statement lands. No more posting into Tally, no more rebuilding Excel.
V
Vishal Family Office
vishal@family.office
🔒 Your data only. No one else can see it.
Monthly Income & Expenditureyour MIS template
Group
Budget yr
Actual YTD
Variance
Household
120,000
48,000
−12,000
Utilities (DEWA/Etisalat)
36,000
12,400
−600
Staff Salary
168,000
56,000
0
Education
360,000
188,000
+8,000
Travel
220,000
142,000
+32,000
Health & Wellness
60,000
18,200
−1,800
Bank Balance SummaryNBF ×5 · ENBD ×2
Account
Ccy
Balance
NBF · Current
AED
412,300
NBF · Savings
AED
1,860,000
NBF · USD
USD
96,400
NBF · Reserve
AED
540,000
NBF · Fixed Deposit
AED
2,000,000
ENBD · Current
AED
188,700
ENBD · Savings
AED
360,000
CC Expenses Summaryper cardholder · your format
VishalPriyankaAyeshaRaniaViraj
Vishal
YTD
Annual budget
Remaining
Shopping
14,200
90,000
75,800
Health & Wellness
4,800
—
—
Total
19,000
Cash Flow Statement5th of month · for your approval
Opening (ENBD current)
AED 412,300
Inflows (salary + Naturally Pri + rental)
+138,000
Outflows (CC, staff, DEWA, vendors)
−196,500
Transfer needed → current
AED 60,000
Step 3 · where it goes next
3
Version 2 — just talk to it
The fuller version. Instead of reading reports, you ask plain questions, it warns you before you go over budget, and it writes the documents itself. This is also the engine you could turn into a product for other family offices.
Ask your finances anythingplanning layer
Priyanka has AED 21,500 left of her 30,000 shopping budget (she's used 8,500, 28%). Ayesha is at 24,300 remaining; Rania and Viraj have barely touched theirs.
What did we spend on travel this year?Compare this April to last AprilWhere am I over budget?
!
Travel is AED 32,000 over plan. Mostly the ski trip. Want me to hold the generic-travel budget to balance it?
What-if · before you commit
If we add a third ski week…
+AED 18,400
Pushes Travel to 23% over budget for the year.
Your assistantwrites the reports itself
V
Send me the April Income & Expenditure and flag anything unusual.
✦
Done. April MIS built across NBF + ENBD and both cards.
Two things to look at: a AED 3,560 Apple Store charge is sitting in Shopping but isn't yet assigned to a family member, and Health & Wellness is 25% under plan for the year.